Private Money Hawaii
Fix and Flip Loan Hawaii: Get Funded in 7 Days
Need to Close a Deal FAST in Hawaii?
If you’re flipping property in Hawaii, speed is everything.
- Deals move fast
- Competition is aggressive
- Sellers prioritize quick closings
If you can’t close fast, you lose the deal.
That’s why investors rely on hard money loans in Hawaii instead of traditional financing.
What Is a Fix and Flip Loan?
A fix and flip loan is designed to:
- Purchase distressed or undervalued property
- Fund renovations
- Sell for profit
These are typically short-term loans (6–12 months) built for speed and flexibility.
If you’re new, review how fix and flip loans work in Hawaii.
What You Need to Get Approved (Fast)
1. Property Details
- Address or TMK
- Property type
- Purchase price
Missing this can delay your deal (see TMK vs address: why Hawaii deals fail without it)
2. Deal Numbers (VERY IMPORTANT)
Lenders evaluate:
- Purchase price
- Rehab cost
- After Repair Value (ARV)
Strong margins = faster approvals
3. Rehab Plan
- Scope of work
- Budget
- Timeline
Underestimating rehab is a common mistake.
4. Exit Strategy
How will you repay the loan?
- Sell (flip)
- Refinance
Many investors refinance into DSCR loans in Hawaii after completing the flip.
Typical Fix and Flip Loan Terms (Hawaii)
- Purchase: up to 70–75% LTV
- Rehab: up to 90% of cost
- Rates: 8%–12%
- Points: 1–3
- Term: 6–12 months
Terms vary based on experience and deal strength.
How to Get Funded in 7 Days (Step-by-Step)
Step 1: Submit Your Deal
Send:
- Address or TMK
- Purchase price
- Rehab budget
Step 2: Get Approved (24–48 Hours)
- Fast underwriting
- Property-based evaluation
Learn how fast you can close with a Hawaii hard money lender
Step 3: Close FAST
- No bank delays
- Local decision-making
- Flexible structure
Many deals close in under 2 weeks.
What Slows Down Fix and Flip Deals
Avoid these:
- Incomplete deal info
- Unrealistic ARV
- Contractor delays
- Title or permit issues
See delays that commonly slow down hard money loan closings
Why Local Hawaii Lenders Matter
Mainland lenders:
- Don’t understand Hawaii permitting
- Slower underwriting
- Miss deadlines
Local lenders:
- Know the market
- Understand TMK + zoning
- Close faster
Read why local underwriting matters for Hawaii real estate investors
Real Deal Example (Hawaii Flip)
- Purchase: $600K
- Rehab: $120K
- ARV: $900K
Funded in 9 days
Renovated in 3 months
Sold with strong profit
Speed made the deal possible.
Who This Is Perfect For
- First-time flippers
- Experienced investors scaling
- Auction buyers
- BRRRR investors
Especially those combining flips with bridge loans in Hawaii
Related Resources for Hawaii Investors
Before you fund your next flip, review:
Get your flip funded fast(No Obligation)
If you have a deal ready:
Submit your deal for a same-day review
- Fast response
- Clear terms
- No pressure
Start here:
https://privatemoneyhawaii.com/
Final Takeaway
In Hawaii flipping:
Speed = profit
The investors who win deals:
- Move quickly
- Use the right financing
- Close before competitors
Need Expert Local Funding Strategy?
Before your next deal, explore your options with trusted local expertise: hard money loan guidance in Hawaii
Offering Rates Starts at 9%
At Private Money Hawaii, we are proud to fund commercial properties, multi-family residential, investment residential properties, fix and flip projects, land, and construction in Honolulu and across the Hawaii Islands.
Ready for a Honolulu Hard Money Loan? Fast, Flexible Financing Across Hawaii
Act Fast with a Trusted Local Partner
Secure funding in as little as 7–14 days. No bank delays—just Honolulu hard money loans designed for investors who need speed and certainty.
Tailored Loan Programs
From fix-and-flip loans in Oʻahu to bridge loans in Honolulu, DSCR rental financing, and construction loans across Hawaii, we customize terms around your project’s needs. With interest-only payment options, LTV up to 70%, and clear origination fees, you’ll have flexible funding that works for you.
Local Expertise You Can Trust
Led by veteran lender David Ige, with nearly 30 years of experience funding Hawaii investment property loans, we combine deep local insight with transparent terms to help investors succeed.
Private Money Hawaii
Address: 411 Hobron Ln #3912, Honolulu, HI 96815
Call: +1(808) 753-1204
Email: funding@privatemoneyhawaii.com
Looking for a reliable private money lender in Hawaii for your next real estate investment loan?
PRIVATE MONEY HAWAII
Private Money Hawaii
500 Ala Moana Blvd Downtown, Suite 7400
Honolulu, Hawaii 96813
Phone: (808) 865-8055 & (808) 753-1204
Email: funding@privatemoneyhawaii.com
Follow: facebook.com/PrivateMoneyHawaii/