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Private Money Hawaii

Our Loan Process – Fast & Transparent Financing from a Private Money Lender in Hawaii

At Private Money Hawaii, we streamline the lending experience for investors needing real estate investor loans in Hawaii. Our process is fast, clear, and built for entrepreneurs working on fix and flip, bridge loan, or construction deals across the islands.

Step-by-Step Loan Process

Step 1: Submit Your Loan Request
Start with a quick call or online form. Whether you’re applying for a fix and flip loan in Hawaii or funding a short-term bridge loan, we respond within 24 hours.

Step 2: Review & Underwriting
Our team, led by David Ige, reviews your deal. As a hard money lender in Honolulu, we move quickly to issue a conditional approval.

Step 3: Title & Appraisal Coordination
We manage all Hawaii-specific title, escrow, and inspection requirements.

Step 4: Fast Closing
Many loans can close within 10 business days. You’ll be backed by a private money lender in Hawaii who knows how to close on island time.

Step 5: Draws & Support
For construction and rehab projects, we provide managed draws and ongoing guidance.

Ready to move forward with a responsive private money lender in Hawaii? Whether you need a bridge loan in Honolulu or a real estate investor loan for a new flip in Maui, our loan process delivers speed and transparency.

Frequently Asked Questions About Private Money Hawaii

The below Frequently Asked Questions introduce the Private Money Hawaii loan process, but call us today to begin a conversation tailored to your unique needs and project.

What is a private money lender in Hawaii?
A private money lender in Hawaii offers real estate financing funded by individuals or groups, not banks, ideal for fast, flexible deals in local markets.
How do hard money loans work in Honolulu and other islands?
Hard money loans are short-term, asset-based loans that close quickly, perfect for investors in Honolulu, Maui, Kauai, and the Big Island.
What types of properties qualify for fix and flip loans in Hawaii?
We fund single-family homes, condos, and multi-family units in any condition for fix-and-flip projects across Hawaii.
How fast can I close a hard money loan in Hawaii?
Most closings occur within 3–10 business days, depending on title and inspection timelines.
Do you offer bridge loans in Hawaii?
Yes, we provide fast, flexible bridge loans to help investors acquire or transition properties between financing phases.
What are your typical loan rates and terms?
Rates range from 9–12% with loan-to-value (LTV) up to 75%, and most terms run 12–24 months with interest-only payments.
Can I get funding for a construction project in Hawaii?
Yes, we offer ground-up construction loans with phased draw schedules, tailored to Hawaii’s permitting process.
Do you fund short-term rental or Airbnb properties?

Absolutely, we fund vacation rentals and short-term income properties with underwriting that considers projected rental revenue.

What documents do I need to apply for a hard money loan?
Typically, we need a completed loan application, property details, purchase contract, and renovation or exit plan.
Is credit score a major factor in approval?
No, our primary focus is the property’s value and deal structure, not your credit score.
What areas in Hawaii do you serve?
We serve all islands including Oahu (Honolulu), Maui, Kauai, and the Big Island (Hilo, Kona, etc.).
Can first-time investors get approved?
Yes, we work with first-time investors and offer support to help structure your first deal successfully.
Do you offer financing for CPR subdivisions in Hawaii?
Yes, we fund CPR and land development deals with custom terms based on phase and zoning status.
Are there prepayment penalties?
No, most of our short-term loans have zero prepayment penalties, so you can repay anytime without extra fees.
How do I get started with Private Money Hawaii?
Start by submitting your deal info online or calling us directly. We’ll respond quickly with a loan quote and next steps.

Offering Rates Starts at 9%

At Private Money Hawaii, we are proud to fund commercial properties, multi-family residential, investment residential properties, fix and flip projects, land, and construction in Honolulu and across the Hawaii Islands.
GET A QUOTE TODAY

Ready for a Honolulu Hard Money Loan? Fast, Flexible Financing Across Hawaii

Act Fast with a Trusted Local Partner

Secure funding in as little as 7–14 days. No bank delays—just Honolulu hard money loans designed for investors who need speed and certainty.

Tailored Loan Programs

From fix-and-flip loans in Oʻahu to bridge loans in Honolulu, DSCR rental financing, and construction loans across Hawaii, we customize terms around your project’s needs. With interest-only payment options, LTV up to 70%, and clear origination fees, you’ll have flexible funding that works for you.

Local Expertise You Can Trust

Led by veteran lender David Ige, with nearly 30 years of experience funding Hawaii investment property loans, we combine deep local insight with transparent terms to help investors succeed.

Private Money Hawaii

Address: 411 Hobron Ln #3912, Honolulu, HI 96815
Call: +1(808) 753-1204
Email: funding@privatemoneyhawaii.com

Apply Now for Your Honolulu Hard Money Loan and Get Funded Fast

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Discover the Private Money Hawaii Difference

See what makes us the right private money lender for real estate investment.

Looking for a reliable private money lender in Hawaii for your next real estate investment loan?

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PRIVATE MONEY HAWAII

helping borrowers obtain financial goals

Private Money Hawaii

411 Hobron Ln #3912, Honolulu, HI 96815

Phone: (808) 753-1204

Email: funding@privatemoneyhawaii.com