Private Money Hawaii
Commercial Real Estate Loans in Hawaii: Fueling Local Growth
What Are Commercial Real Estate Loans?
Hawaii’s commercial property market offers strong potential for business owners and investors alike. From boutique shops in Maui to medical offices in Oahu, access to the right commercial real estate loan is key to securing a profitable space in a competitive market.
Commercial real estate loans are used to finance properties that generate income, retail buildings, industrial spaces, mixed-use developments, and more. These loans differ from residential mortgages in terms of underwriting, loan structure, and required documentation.
Typical uses include:
- Purchasing office space or storefronts
- Renovating commercial properties
- Refinancing for better loan terms
- Ground-up commercial development
Whether you’re buying, refinancing, or developing property, working with a lender familiar with the island economy gives you a unique advantage.
Why Hawaii Businesses Choose Commercial Loans
Hawaii’s island economy is driven by tourism, hospitality, healthcare, and local entrepreneurship. This creates a demand for flexible financing that matches the local pace and scale of development.
Local commercial real estate financing supports:
- Owner-occupied business spaces
- Multi-tenant income properties
- Warehouse and logistics centers
- Tourism-oriented investments (restaurants, boutique hotels)
Unlike mainland markets, Hawaii has limited land availability and distinct zoning rules. A lender who understands these dynamics can help you navigate them smoothly.
Commercial Loan Types Available in Hawaii
| Loan Type | Ideal Use Case |
| SBA 504 / SBA 7(a) Loans | Small business property purchase or expansion |
| Conventional CRE Loans | Stable, income-producing properties with strong financials |
| Bridge Loans | Short-term funding while awaiting long-term financing |
| Hard Money Loans | Fix-and-flip or urgent purchase opportunities |
| Construction Loans | Ground-up builds or major commercial renovations |
Grow Your Business with Local Financing
If you’re investing in Hawaii’s thriving commercial sector, the right financing partner can help you close deals faster and with more confidence. Local lenders offer tailored guidance and adaptive terms for Hawaii’s dynamic property landscape.
Offering Rates Starts at 9%
Ready for a Honolulu Hard Money Loan? Fast, Flexible Financing Across Hawaii
Act Fast with a Trusted Local Partner
Secure funding in as little as 7–14 days. No bank delays—just Honolulu hard money loans designed for investors who need speed and certainty.
Tailored Loan Programs
From fix-and-flip loans in Oʻahu to bridge loans in Honolulu, DSCR rental financing, and construction loans across Hawaii, we customize terms around your project’s needs. With interest-only payment options, LTV up to 70%, and clear origination fees, you’ll have flexible funding that works for you.
Local Expertise You Can Trust
Led by veteran lender David Ige, with nearly 30 years of experience funding Hawaii investment property loans, we combine deep local insight with transparent terms to help investors succeed.
Private Money Hawaii
Address: 411 Hobron Ln #3912, Honolulu, HI 96815
Call: +1(808) 753-1204
Email: funding@privatemoneyhawaii.com