Private Money Hawaii
Unlock Investor-Focused Lending from a Trusted Private Money Lender in Hawaii
Hard Money Loans – Speed & Agility in Any Market
Fast capital when you need to move quickly. Our hard money loans in Honolulu and across Hawaii close in as little as 10 days, perfect for investors seeking fix and flip loans in Hawaii, rehab financing, or short-term bridge loans.. Get tailored financing with LTVs up to 75%, enabling you to seize under‑market properties island-wide.
From ground-up builds to CPR subdivisions, our Hawaii construction loans offer flexible draw schedules aligned with project phases. Our team handles permits, appraisals, and inspections, so you can focus on building. Competitive interest-only rates help you preserve cash flow while the project develops.
Our fix and flip loans in Hawaii are tailored for seasoned flippers and newcomers alike. fix-and-flip loans include transparent appraisal-based caps, swift closings, and optional rehab draw controls. We also offer rate discounts for repeat borrowers, helping you scale profitably across Oahu, Maui, and the rest of the islands.
Target investors turning properties into vacation rentals, multi-family units, or light commercial assets, our short-term rental loans and commercial financing fit your model. Get high LTVs, flexible terms, and underwriting that recognizes projected rental income.
$500K to $30MM+ / QUICK CLOSINGS / NO PREPAYMENT PENALTY / INTEREST ONLY
 COMMERCIAL |
 MULTIFAMILY |
 SINGLE FAMILY |
 DIRT |
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Property Types Considered |
Industrial, Office, Retail, Mixed Use, Hotels, Mobile Home Parks, Self-Storage, Student Housing | Apartments, Condomeniums, Townhomes(5+ Units) | Non-Owner Occupied SFR(1-10 Units) | Horizontal and Vertical Development Construction(Plats of 1-300) |
Loan Purpose |
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Loan Amount |
$1MM to $30MM | $1MM to $30MM | $500K to $10MM | $1MM to $30MM |
Term |
6 to 36 Months* | 6 to 36 Months* | 6 to 36 Months* | 6 to 36 Months* |
Interest Rates & Fees |
9% | 9% | 9% | 9% |
*Terms longer than 12 months may be subject to index based rate adjustments
Elite Lending – Tailored for High-Impact Projects
Introducing Hawaii Select, your pathway to premium private funding.
With Hawaii Select private money loans, experienced borrowers gain access to high-value capital from a top private money lender in Hawaii.
We go beyond standard hard-money solutions, offering higher loan amounts, competitive rates, and concierge-level service. Designed for seasoned buyers, high-stakes flips, and luxury builds, these loans deliver:
- Competitive 9% interest rates and flexible terms
- Loan amounts from $500K to $10M+, fitting large-scale investments
- Up to 75% LTV on high-value properties across Oahu, Maui, Big Island, and Kauai
Island-Tailored Commercial Financing
Unlock access to capital designed for Hawaii’s commercial landscape.
At Private Money Hawaii, our commercial real estate investor loans are engineered for properties like office complexes, retail centers, and multi-family projects across Oahu, Maui, Kauai, and the Big Island. Whether you’re purchasing, renovating, refinancing, or expanding, we deliver up to 70% LTV, interest‑only options, and a swift closing process, often within 7–14 days, to capitalize on time-sensitive opportunities.
Whether you’re funding a multi-family deal or vacation property, our programs support a wide range of real estate investor loans in Hawaii.
Streamlined Private Loans for Hawaii Homes
Access fast, private financing for residential projects, without the bank delays.
Our private money home loans in Hawaii offer a fast alternative to traditional lenders, ideal for short-term real estate investor loans.
Whether you’re buying, renovating, or refinancing a single-family home, condo, or multi-unit property in Honolulu, Maui, Kauai, or the Big Island, our Hawaii private home loans provide rapid approvals, full transparency, and flexible terms. With closings as quick as 7–14 days, our process is designed to seize island real estate opportunities effortlessly.
Rapid Construction Financing Built for the Islands
Land to ribbon-cutting, private funding engineered for Hawaii’s build timelines.
Navigating permit delays, shipping materials, and island logistics? Our Hawaii construction financing tackles each challenge head-on. From ground-up builds to CPR subdivisions, we provide rapid funding, often within 7–14 days, so your project stays on schedule, whether it’s in Honolulu, Hilo, or Maui’s coast.
Ideal for investors working with a private money lender in Hawaii who understands local permitting challenges.
Speedy, Strategic Fix and Flip Loans in Hawaii
Close fast and rehab faster in Hawaii’s competitive market.
Our Hawaii fix-and-flip loans offer up to 90% of ARV, financing both purchase and renovation through interest-only terms. With average loan amounts over $300K and quick approvals in 3–7 days, you can act decisively, whether you’re flipping in Waikiki, Mililani, or Maui
Trust a private money lender in Hawaii with deep fix-and-flip experience across Oahu, Maui, and Kauai. Partner with a hard money lender in Honolulu who knows how to structure deals that close fast and flip faster.
Offering Rates Starts at 9%
Ready for a Honolulu Hard Money Loan? Fast, Flexible Financing Across Hawaii
Act Fast with a Trusted Local Partner
Secure funding in as little as 7–14 days. No bank delays—just Honolulu hard money loans designed for investors who need speed and certainty.
Tailored Loan Programs
From fix-and-flip loans in Oʻahu to bridge loans in Honolulu, DSCR rental financing, and construction loans across Hawaii, we customize terms around your project’s needs. With interest-only payment options, LTV up to 70%, and clear origination fees, you’ll have flexible funding that works for you.
Local Expertise You Can Trust
Led by veteran lender David Ige, with nearly 30 years of experience funding Hawaii investment property loans, we combine deep local insight with transparent terms to help investors succeed.
Private Money Hawaii
Address: 411 Hobron Ln #3912, Honolulu, HI 96815
Call: +1(808) 753-1204
Email: funding@privatemoneyhawaii.com