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Private Money Hawaii
Maximize Your ROI with Transparent Rates from a Private Money Lender in Hawaii
Customized Loan Rates & Terms for Every Investor
Get clear, upfront interest rates and flexible terms tailored to your deal. At Private Money Hawaii, we offer hard money loan rates in Honolulu and beyond, typically 9%, with origination fees between 1–3 points, depending on the size, scope, and risk level of your project. Whether you’re financing a fix and flip loan in Hawaii or a ground-up build on Maui, our rate structures are competitive and investor-friendly.
Fee Transparency That Builds Trust
Know exactly what you’re paying, no hidden costs or surprises. We pride ourselves on full transparency, ideal for clients seeking real estate investor loans in Hawaii without hidden surprises.
- Origination Fees: Typically 1–3 points depending on loan type and leverage
- Prepayment Options: No penalty option on most short-term loans (up to ~24 months)
- Draw & Inspection Fees: Clear pricing for construction draw services
Everything is laid out in your agreement before you sign, so you can plan confidently
$500K to $30MM+ / QUICK CLOSINGS / NO PREPAYMENT PENALTY / INTEREST ONLY
 COMMERCIAL |
 MULTIFAMILY |
 SINGLE FAMILY |
 DIRT |
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Property Types Considered |
Industrial, Office, Retail, Mixed Use, Hotels, Mobile Home Parks, Self-Storage, Student Housing | Apartments, Condomeniums, Townhomes(5+ Units) | Non-Owner Occupied SFR(1-10 Units) | Horizontal and Vertical Development Construction(Plats of 1-300) |
Loan Purpose |
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Loan Amount |
$1MM to $30MM | $1MM to $30MM | $500K to $10MM | $1MM to $30MM |
Term |
6 to 36 Months* | 6 to 36 Months* | 6 to 36 Months* | 6 to 36 Months* |
Interest Rates & Fees |
9% | 9% | 9% | 9% |
*Terms longer than 12 months may be subject to index based rate adjustments
Island-Wise Rate Innovation
Navigate unique island dynamics with smart lending constructs. Hawaii’s tight zoning and permitting environment means funding needs vary from short-term bridge loans in Kauai to multi-phase builds on the Big Island. That’s why we adapt:
- Lower rates for experienced flippers
- Rate adjustments for timelines and deed status
- Specialized terms for CPR subdivisions, fix and flip projects, and vacation rentals
Backed by Local Expertise & Reliable Terms
Count on seasoned insights and consistent pricing practices. With nearly 30 years of local experience, we’re the private money lender Hawaii real estate investors trust.- Familiarity with Hawaii-specific zoning, permitting & land use
- Terms that reflect local mortgage comps and project realism
- Local point of contact who knows your island market
Call (808) 753-1204 to talk to a specialist and get started on funding your loan
Looking for transparent pricing from a trusted private money lender in Hawaii? Get a custom quote for your real estate investor loan, whether you need a bridge loan in Maui or fix and flip financing in Honolulu.
Looking for a reliable private money lender in Hawaii for your next real estate investment loan?
PRIVATE MONEY HAWAII
helping borrowers obtain financial goals