Private Money Hawaii
Honolulu Hard Money Loans – Private Lending Across Hawaii (7–14 Day Closings)
Local underwriting • Investor-friendly terms • Closings often in 7–14 days
Bridge, Fix-and-Flip & Rental (DSCR) Loans • Serving Honolulu, Oʻahu, Maui, Big Island & Kauaʻi
Looking for Honolulu hard money loans or a Hawaii private money lender to fund your next purchase, rehab, or bridge? We offer hard money loans in Hawaii, featuring local underwriting, same-day term sheets, and rapid closings, typically completed within 7–14 days. Real estate investors across Honolulu/Oʻahu, Maui, the Big Island, and Kauaʻi trust us for private money that’s asset-based, flexible, and built for competitive offers. Whether you need a bridge loan, fix-and-flip financing, or a DSCR/rental loan, we evaluate the property and your plan, not just your credit, so that you can move quickly and confidently. Get responsive service, transparent terms, and a lender that knows the Hawaii market.
Instead of relying on credit scores and bank red tape, we evaluate your property and business plan, helping you move quickly and confidently. With transparent terms, origination fees from 1–3 points, and a lender who knows Hawaii’s real estate market, you’ll gain the speed and flexibility to compete with cash buyers.
No obligation. Property-based lending for Hawaii investors.
Loan Process
Loan Programs
Loan Funded
Transparent Process & Local Expertise in Honolulu Hard Money Lending
At Private Money Hawaii, we go beyond lending—we build relationships grounded in transparency, integrity, and deep knowledge of the Hawaii market. Our Honolulu hard money lending process is designed for speed, clarity, and flexibility, giving real estate investors the confidence to act fast in competitive markets like Oʻahu and Maui.
- Initial Consultation – Share your property details, investment goals, and exit strategy.
- Rapid Underwriting – Local underwriting with same-day term sheets and preliminary offers.
- Smooth Closing – Title, escrow, and loan docs coordinated for 7–14 day closings.
- Transparent Terms – Interest-only payment options, LTV ratios up to 70%, and origination fees of 1–3 points.
- Draw Management – On construction and rehab loans, we manage phased draws efficiently.
- Ongoing Support – Access to a local lender who understands Hawaii’s zoning, permits, and market dynamics.
Whether you need a bridge loan in Honolulu, a fix-and-flip loan in Waikiki, or a rental property loan on Oʻahu, our team delivers fast approvals with a local touch you won’t find with mainland lenders.
Fast Closings for Honolulu & Hawaii Investors
Private money lenders in Hawaii provide quick funding within 3-10 days, ideal for time-sensitive real estate deals in Oahu, Maui, Kauai, and the Big Island.
Flexible Loans for Fix-and-Flip & Bridge Projects
Local Insight, Island-Wise Service, Close in 7–14 days
Hawaii-based hard money lenders offer deep local knowledge and relationship-first service, perfect for navigating zoning, permits, and island land use.
Competitive Rates, Clear Terms & Proven Experience in Honolulu Hard Money Lending
Our Honolulu hard money loans start at rates around 9%, with typical loan-to-value (LTV) ratios up to 70%, interest-only payment options, and origination fees of 1–3 points. By tailoring terms to your project’s scope and exit strategy, we give investors the flexibility banks can’t.
Led by veteran lender David Ige, who has originated loans since 1993, our team combines nearly three decades of Hawaii market knowledge with transparent, investor-friendly service. From fix-and-flip loans in Oʻahu to bridge loans in Honolulu and investment property loans across Maui and Kauaʻi, we’ve helped both first-time investors and seasoned developers succeed.
With clear pricing, rapid underwriting, and a focus on local relationships, Private Money Hawaii is the partner real estate investors trust when they need to close fast.
Meet David Ige – Veteran Honolulu Hard Money Lender
Born and raised in Honolulu, Hawaii, David Ige has been originating loans since 1993. In 1997, he founded his own brokerage and has since funded hundreds of Honolulu hard money loans and Hawaii real estate investment loans—ranging from residential fix-and-flip projects to complex commercial financing.
With a professional background in securities and financial planning, David brings a rare perspective to private money lending in Honolulu. He thrives on tackling challenging deals—bridge loans, rehab projects, and non-traditional properties—that require creativity, speed, and deep local market knowledge.
Over nearly three decades, David has helped both first-time investors and seasoned developers secure funding across Oʻahu, Maui, Kauaʻi, and the Big Island. He takes pride in educating clients about financing strategies, ensuring they not only close their deal but also build long-term success.
Address: 411 Hobron Ln #3912, Honolulu, HI 96815
Phone: (808) 753-1204
Honolulu Hard Money Loan Rates & Terms
At Private Money Hawaii, our Honolulu hard money loans start at rates around 9%. Typical terms include loan-to-value (LTV) ratios up to 70%, interest-only payment options, and origination fees of 1–3 points. Most loans close within 7–14 days, giving investors the speed they need in competitive markets.
We proudly fund fix-and-flip projects in Oʻahu, bridge loans in Honolulu, and investment property loans across Hawaii. Our programs also extend to land, multi-family, and construction loans—each tailored to match your project’s scope and exit strategy.
Ready for a Honolulu Hard Money Loan? Fast, Flexible Financing Across Hawaii
Act Fast with a Trusted Local Partner
Secure funding in as little as 7–14 days. No bank delays—just Honolulu hard money loans designed for investors who need speed and certainty.
Tailored Loan Programs
From fix-and-flip loans in Oʻahu to bridge loans in Honolulu, DSCR rental financing, and construction loans across Hawaii, we customize terms around your project’s needs. With interest-only payment options, LTV up to 70%, and clear origination fees, you’ll have flexible funding that works for you.
Local Expertise You Can Trust
Led by veteran lender David Ige, with nearly 30 years of experience funding Hawaii investment property loans, we combine deep local insight with transparent terms to help investors succeed.
Private Money Hawaii
Address: 411 Hobron Ln #3912, Honolulu, HI 96815
Call: +1(808) 753-1204
Email: funding@privatemoneyhawaii.com